Coverage That Keeps You Moving Forward
Whether it’s your daily commute, family road trips, or your teenager’s first car, auto insurance from David Starns Agencies gives you the protection and confidence you need on the road.
Auto Insurance
Drive Protected. Drive Confident.
Why Auto Insurance Is Essential
Even the best drivers face the unexpected. Accidents, weather damage, or uninsured motorists can quickly become costly. The right coverage ensures you’re financially protected — so you can focus on what matters most: driving with peace of mind.
What’s Included in Our Auto Insurance:
Liability Protection – Covers costs if you’re at fault in an accident.
Collision Coverage – Repairs or replaces your car after a crash.
Comprehensive Coverage – Protects against theft, fire, vandalism, or storm damage.
Uninsured/Underinsured Motorist Coverage – Keeps you covered if the other driver can’t.
Medical Payments Coverage – Helps pay for medical bills after an accident.
"Customer service is top notch!"
"We are new clients and the customer service has been top notch! They found multiple ways for us to bundle and save with auto & home. This was very important with a teen driver because premiums are high (everywhere) to insure them. As someone in the insurance industry for 25+ years, it's rare to see this kind of service."
-Lindi Williford
Why Choose David Starns Agencies?
Local Expertise: We know the unique driving risks in Missouri, Kansas, and Arkansas.
Customized Plans: Coverage options that fit your car, lifestyle, and budget.
Fast, Reliable Claims Support: When accidents happen, we’re here to help right away.
Trusted Service: Real people who care about protecting your family and your future.
FAQs
Q: Is auto insurance required by law?
Yes. Liability coverage is legally required in Missouri, Kansas, and Arkansas. We’ll make sure you’re compliant — and fully protected.
Q: Can I bundle my auto insurance with other policies?
Yes! Bundling auto with home or life insurance often saves money and simplifies your coverage.
Q: How do I know how much coverage I need?
Our team will guide you through your options and recommend the best plan based on your needs and budget.