Coverage That Safeguards Where Life Happens
Your home is more than walls and a roof — it’s where memories are made. With home insurance from David Starns Agencies, you’ll have the protection you need against the unexpected, so you can focus on what truly matters.
Home Insurance
Protect Your Home. Protect Your Peace of Mind.
Why Home Insurance Matters
From storms and fire to theft and accidents, life can bring challenges when you least expect them. Home insurance ensures your property, belongings, and financial security are protected — giving you peace of mind every day.
What Our Home Insurance Covers:
Dwelling Coverage – Protects your home’s structure against covered losses.
Personal Property – Safeguards your furniture, electronics, and valuables.
Liability Protection – Covers you if someone is injured on your property.
Loss of Use – Helps pay for temporary housing if your home becomes unlivable.
Additional Coverage Options – Tailored add-ons to fit your lifestyle and budget.
"The best price around for home insurance."
"The best price around for home insurance. Not only this, but with getting several different quotes from insurance agencies, Cecily was the most knowledgeable and helpful of every single place we went to in liberty. She was very friendly and took so much time with us. (Not her being slow, but us asking questions). She was very quick at typing the Information in, as all the others were very slow to slow. I will be using this insurance bc of her. I've already recommended her to family bc of price, personality, and knowledge of her job position."
-Terry Coleman
Why Choose David Starns Agencies?
Local Knowledge: We understand the unique risks Missouri, Kansas, and Arkansas homeowners face.
Personalized Plans: Coverage tailored to your home, family, and budget.
Fast Claims Support: When disaster strikes, we’re here to help you recover quickly.
Trusted Protection: Real people who care about protecting your most important investment.
FAQs
Q: Is home insurance required?
While not required by law, most mortgage lenders require home insurance. Even if it’s not required, it’s the best way to protect your biggest investment.
Q: Can I bundle my home and auto insurance?
Yes! Bundling can save you money and make managing your policies easier.
Q: Does home insurance cover flooding?
Standard policies don’t usually cover flooding, but we can help you explore add-on or separate coverage options.