Your Life. Well-Protected.
Serving Missouri, Kansas and Arkansas
Personalized Protection Plans
Tailored coverage designed around your life, not one-size-fits-all policies.
Local Expertise, Lasting Trust
Serving families and businesses across Missouri, Kansas and Arkansas with guidance you can depend on.
Dedicated Support Team
Work with committed professionals who put your peace of mind first, every step of the way.
About Us
Insurance That Puts Protection First
David Starns Agencies provides reliable insurance protection for families and businesses across Missouri, Kansas, and Arkansas. We focus on personalized coverage that puts protection first—savings are simply a bonus. From home and auto to life and business insurance, our mission is to deliver true peace of mind with service you can trust.
At David Starns Agencies, we know insurance is about more than money—it’s about safeguarding your family, your future, and your peace of mind. Whether it’s your home, car, business, or loved ones, we provide dependable coverage tailored to what matters most to you.
Services
Trusted Protection for Every Milestone
Home Insurance
Safeguard your home and belongings.
Auto Insurance
Stay protected every time you drive.
Life Insurance
Secure your family’s financial future.
Business Insurance
Protection built for your operations and growth.
Allstate insurance agent
DAVID STARNS
With years of experience helping families and businesses across Missouri, Kansas, and Arkansas, David Starns is committed to making insurance simple, reliable, and centered on what matters most—you.
At David Starns Agencies, protection always comes first. Whether it’s your home, car, business, or loved ones, David and his team focus on delivering personalized coverage that fits your life, not just your budget. Savings are a bonus, but peace of mind is the priority.
David believes every customer deserves a trusted advisor who listens, understands, and provides clear guidance through life’s uncertainties. That’s why he and his team are more than agents—they’re partners who care about your future.
Because at the end of the day, it’s about more than insurance. It’s about Your Life. Well-Protected.
Our Promise to You
With David Starns Agencies, you’re more than a policyholder—you’re family. We’re here to protect your today and secure your tomorrow—because that’s what Your Life. Well-Protected. truly means.
100+
Speakers
8HR
Workshops
Why Choose Us
What Makes Us the Right Financial Partner
Local Strength, National Backing
Serving families and businesses across Missouri, Kansas and Arkansas with care you can count on.
Protection Comes First
We focus on coverage that safeguards your future—savings are just a bonus.
Relationships Over Transactions
A dedicated team committed to understanding your needs and building long-term trust.
Guidance You Can Rely On
Clear, dependable support when life brings the unexpected.
Let a Dedicated Insurance Expert Protect What Matters Most.
Get a Free Consultation.
100% Trusted Protection
Backed by years of insurance expertise, we deliver reliable coverage, personalized guidance, and peace of mind—tailored to your life and business.
Our Team
The Experts Guiding Your Financial Future
Cecily Russom
Agency Manager
Ryan Smarr
Personal Financial Representative
Cole Turley
Personal Financial Representative
Michael Poppe
Personal Financial Representative
Hannah Brown
Licensed Sales Agent-Account Manager Team Lead
Lauren Smith
Licensed Sales Agent-Outside Sales Team Lead
Tanner Starns
Licensed Sales Agent/Account Manager
Kendall Wright
Licensed Sales Agent/Account Manager
Tiffanie Stout
Licensed Sales Agent/Account Manager
Venessa Pierson
Licensed Sales Agent/Account Manager
Holli Baer
Licensed Sales Agent/Account Manager
Sarah Deal
Licensed Sales Agent/Account Manager
Rachel Lysakowski
Licensed Sales Agent
Britany Bice
Licensed Sales Agent
Jacob Milhon
Licensed Sales Agent
Gabrielle Gonzales
Licensed Sales Agent
Erendida Amador
Licensed Sales Agent
Kenneth Brown
Licensed Sales Agent
Stephen Avey
Licensed Sales Agent
Nikki Morin
Licensed Sales Agent
Kristin Young
Billing Specialist
Frequently Asked Questions (FAQ)
General Insurance
Do you offer free insurance quotes?
Yes! We provide free, no-obligation quotes for home, auto, life, and business insurance.
What areas do you serve?
We proudly serve individuals, families, and businesses across Missouri, Kansas, and Arkansas.
Why should I choose David Starns Agencies?
We put protection first. With years of experience and personalized service, we deliver peace of mind—not just policies.
How quickly can I get coverage?
In many cases, coverage can begin the same day once your policy is issued.
Auto Insurance
Can I bundle my home and auto insurance?
Yes. Bundling can simplify coverage and may qualify you for additional savings.
Can I add or remove a driver from my auto policy?
Absolutely. Just give us a call or request the change online, and we’ll update your policy.
What should I do if I need proof of auto insurance?
We can provide digital or printed ID cards anytime. Many customers prefer digital cards for convenience.
Home and Renters Insurance
Do you cover renters as well as homeowners?
Yes. Whether you own a home, condo, or rent an apartment, we have protection options to fit your needs.
Can I adjust my home coverage as my needs change?
Yes. We can update your coverage to reflect renovations, upgrades, or new belongings.
Life Insurance
What types of life insurance do you offer?
We provide term life, whole life, and universal life insurance options. We’ll help you find the best fit for your family’s needs.
Do I need life insurance if I already have coverage through work?
Yes, because workplace policies often provide limited coverage. A personal life insurance policy gives your family greater protection.
Business Insurance
Do you offer business insurance?
Yes. We provide tailored solutions for small and mid-sized businesses, protecting everything from property to liability.
Can I get coverage if my business grows or changes?
Definitely. We’ll help adjust your policy as your business evolves so you’re always protected.
Policy & Account Management
How can I make a payment on my policy?
You can pay online, by phone, by mail, or set up automatic payments.
Can I access my policy online?
Yes. You’ll be able to view policy details, download ID cards, and make payments online.
How do I update my personal information (address, phone, etc.)?
Contact us directly, and we’ll update your information quickly.
Can I change my coverage or deductible?
Yes. We’ll review your needs and make adjustments so your policy always fits your situation.
How do I file a claim?
You can file a claim online 24/7 or by calling our office—we’ll guide you through every step.
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