Our Insurance Services

At David Starns Agencies, we provide reliable protection for every part of your life. Whether you’re insuring your car, home, business, or family’s future, our goal is to make insurance simple, affordable, and personal. With offices serving Missouri, Kansas, and Arkansas, we’re here to help you find the right coverage with trusted local support.

Our Coverage Options

Auto Insurance

Stay confident on the road with reliable auto coverage. From everyday driving to unexpected accidents, we’ll help you find the right protection for your vehicle and passengers.

Life Insurance

Secure your family’s financial future. Our life insurance solutions provide lasting protection, ensuring your loved ones are cared for no matter what tomorrow brings.

Business Insurance

Give your business the protection it deserves. From liability to property coverage, we help keep your company strong, secure, and ready for growth.

Home Insurance

Protect your home and everything inside it. Whether you own or rent, our flexible plans safeguard your property, belongings, and peace of mind.

Condo Insurance

Condo owners have unique needs — and we’ve got you covered. Safeguard your space and belongings with the right policy for your lifestyle.

Renters Insurance

Even if you don’t own your home, your belongings still matter. Get affordable coverage for your possessions and peace of mind for life’s surprises.

Motorcycle Insurance

Feel the freedom of the open road knowing you’re protected. Get specialized coverage for your bike and your adventures.

ATV Insurance

Enjoy off-road adventures without worry. We’ll help cover your ATV from accidents, theft, and damage.

Boat Insurance

Set sail with confidence. Protect your boat and passengers with coverage designed for every trip.

How We Work for You

How We Make Insurance Simple for You

At David Starns Agencies, we believe the best way to protect you is by keeping things clear, personal, and dependable. Here’s how we work with every client:

Coverage Plans

We start by understanding your unique needs and matching you with coverage that truly fits — no cookie-cutter policies.

Claim Support

When the unexpected happens, we guide you step by step through the claims process, making sure you get the support you deserve.

Secure Future

Our goal is long-term protection — giving you confidence today while safeguarding your tomorrow.

Policy Review

Life changes, and so should your coverage. We regularly review your policy to ensure it always matches your current needs.

Take the First Step Toward Peace of Mind

Request Your Free Quote

FAQ's

Frequently Asked Questions

Q: What types of insurance do you offer?

We provide a wide range of insurance solutions including auto, home, life, health, and business coverage. We also offer financial products to help protect your long-term future.

Q: How do I know which insurance policy is right for me?

Our team takes the time to understand your unique needs, lifestyle, and budget before recommending coverage options. We focus on personalized solutions rather than one-size-fits-all policies.

Q: Can I bundle multiple types of insurance?

Yes! Bundling policies such as home and auto can help you save money while simplifying your coverage under one agency.

Q: Do you offer customized coverage plans?

Absolutely. We can tailor your policy to fit your specific needs—whether you’re a homeowner, renter, business owner, or just starting out with your first policy.

Q: What should I do if I need to update or make changes to my policy?

Simply reach out to our office. We’ll help you process changes quickly and make sure your coverage stays up to date with your current situation.

Q: How do claims work, and will you help me through the process?

Yes, we guide our clients every step of the way. If you need to file a claim, we’ll walk you through the process, answer your questions, and help ensure everything runs smoothly.

Q: Do you only serve clients locally?

While many of our clients are in Missouri, Kansas, and Arkansas, we are licensed in multiple states and can often assist clients outside our immediate area.

Q: How can I get a quote?

You can request a quote directly through our website, call one of our offices, or stop by in person. We’ll review your information and provide you with options tailored to your needs.

We provide reliable and flexible life insurance solutions designed to give you peace of mind. We help secure your family’s future—so you can focus on what truly matters.